Home » IDFC FIRST Bank » How to Apply for IDFC First Bank Debit Card?
IDFC FIRST Bank

How to Apply for IDFC First Bank Debit Card?

IDFC First Bank which was previously known as IDFC Bank is an entity that was founded after the merger of the bank and Capital First Limited. This bank is definitely one of the best banks to hold the bank account with. And I am one of those happy bank account holders of this bank. Debit cards or the ATM Card have become very important in the banking sector without which the bank account feels incomplete. In this article of mine, I will be telling you the steps to apply for IDFC First Bank ATM Card.

The steps which you need to follow to apply for a new debit card if you have lost your old one is very simple. But before that, I would like to tell you one thing and that is, if you have lost your debit card then you should immediately block the card to make sure there is no unauthorized transactions happening with the card. It becomes very important to block the card because, if your IDFC First Bank debit card gets into the wrong hand then your money is at stake.

I understand that withdrawing money from your bank account or using your card at any POS machine will be difficult for others without knowing your ATM PIN number. But the card which is issued by the IDFC First Bank is the one which supports VISA Tap and Pay. And because of this feature of your debit card anybody can make the transactions of up to Rs. 2000. All they need to do is shopping and just tap your card on the POS machine and boom the bill will be paid.

It is not only about the contactless payment feature of your card, but I have also observed that even some of the foreign payment gateways can go through the payment even without having the PIN Number or the One-time password.

IDFC First Bank Debit Card

I understand this sounds strange but yes you have heard it right. It is my personal experience of using a VISA Card issued by Axis Bank on NameCheap.com. My payment was successful when I entered my card number, expiry date and the CVV number which can be found at the backside of the card.

To avoid this kind of transactions you should block your card immediately if you have lost it somewhere. And I would like to tell you that the bank will never call you asking your card number, CVV, ATM PIN number, username, password or the One time password. If you ever receive any call, SMS or email asking for these details then make sure you don’t share it with anyone.

So if you have lost your IDFC First Bank ATM Card or Debit Card then you can follow this article which will help you to block your card. Before we proceed to the further part of this article let me tell you a few things about the bank with whom you have the bank account.

What is VISA Tap and Pay Feature?

When the matter of VISA Tap and Pay feature has come, let me explain to you about this is brief. Tap and Pay is a feature that we get with the cards which are powered by VISA. It is a contactless payment feature in which you just have to touch your card to the POS machine and the money will be automatically deducted from your bank account.

VISA Tap and Pay Debit Card of IDFC First Bank

Here there is no requirement of entering the ATM PIN number for making the payment. But currently, the maximum limit of the contactless payment which you can make with the help of your VISA card is Rs. 2,000.

Now the question arises, can I disable the contactless payment feature?

No, as of 09/03/2020 there is no option given by the IDFC First Bank to its customers to disable the contactless payment of their debit card. But some of the banks operating in other countries like Maybank allow their account holders to do it. I hope even we will be getting this option in the near future.

About IDFC First Bank

Logo of IDFC First Bank

Type of the Bank Private Bank
Traded As BSE: 539437
NSE: IDFCFIRSTB
Industry Banking and Financial Services
Predecessor IDFC Bank and Capital First Limited
Founded October 2015
Head Quarters Mumbai, Maharashtra
Chairman (January 2020) Rajiv Lall
MD and CEO (January 2020) Mr. V. Vaidyanathan
Products Consumer banking, Corporate Banking, Wholesale Banking, Mortgage loans, Private banking, Wealth Management, Investment banking
Revenue (2017) ₹85.3272 billion
Operating Income (2017) ₹30.30 billion
Net Income (2017) ₹10.20 billion
Total Assets ₹1.12160 trillion
Number of Employees (July 2018) 7,043
Website www.idfcfirstbank.com
Customer Care Phone Number (toll-free) 1800 419 4332
Customer Care E-Mail ID [email protected]

How to Apply for IDFC First Bank Debit Card?

Apply for IDFC First Bank Debit Card

We now know various things about the debit card and the features of the card as well. We even know about the contactless payment feature. Now it is time to know about the steps which you need to follow to apply for the IDFC First Bank debit card.

The procedure or steps are very easy. But here I would like to share one thing and that is currently as on 09/03/2020 there is no option in the internet banking and the mobile banking of the IDFC First Bank which allows us to request a new debit card.

I am very sure that the bank will be adding this feature in the coming days because I have seen them constantly working on the things to make it easy for the account holders.

Let me show you the internet banking interface of the bank where you can not find the option to request a new debit card for your IDFC First Bank account.

Debit Card Section of IDFC First Bank Internet Banking

As you can see in the screenshot above, there is no option to request a new one. The case is the same in the service request section of internet banking as well.

Service Requests Section of IDFC First Bank Internet Banking

Then how can you apply for IDFC First Bank Debit Card?

You can still apply for a new debit card from the IDFC First Bank even when there is no option to do so in internet banking and mobile banking. That is by calling the customer care of the bank on their toll-free number. I have explained the steps in the further part of this article.

steps to request new debit card

Steps to Apply for IDFC First Bank Debit Card:
  1. Call the customer of the bank on their toll-free number: 1800 419 4332 from your registered mobile number.
  2. Get your call connected to talk with the customer care executive using the IVR options.
  3. Tell them that you want to apply for a new debit card.
  4. They will ask you a few questions to verify if you are the real owner of the bank account.
  5. Answer their questions to complete the verification process.
  6. They will apply for a new debit card for you during the call.

Your new debit card will be delivered to your address via courier within the next 3 to 5 business days. It was that simple to request or apply for a new debit card in IDFC First Bank.

You might be also interested in reading other guides about the IDFC First Bank Debit card on this website. I have linked them below to ensure easy navigation.

Conclusion

So this was about everything which you need to know about when you are planning to apply for IDFC First Bank Debit Card. I am quite satisfied with the services of the bank what about you? comment down to share your experience with the bank. I hope you are clear with all the information I have shared in this article, if you are facing any kind of difficulties then feel free to reach me by commenting below, I will be happy to help you.

FAQ: Frequently Asked Questions

Can I apply for New Debit Card using Internet Banking?

Currently, there is no provision to apply for a new debit card in IDFC First Bank to apply for a new debit card using internet banking or the mobile banking feature.

How many days it takes to get new debit card?

Usually, it takes 3 to 5 business days for the new IDFC First Bank Debit card to reach you on your address registered with the bank account.

How much IDFC First Bank Charges for New Debit Card?

If you have maintained your monthly average balance then the bank will issue the debit card for free. But in case you have not maintained your Monthly Average Balance then the bank will charge for a new debit card.

How Can I reach the Customer Care of the Bank?

You can reach the customer care of the IDFC First Bank by calling them on their toll-free number: 1800 419 4332.

Can I Apply for New Debit Card Offline?

Yes, you can apply for a new debit card offline by visiting your home branch of the bank.