Home » IDFC FIRST Bank » How to Check Balance of IDFC First Bank Account?
IDFC FIRST Bank

How to Check Balance of IDFC First Bank Account?

IDFC FIRST Bank customers can check their account balance by giving a missed call to 1800 2700 720 from their registered mobile number. This is a toll-free number, the call will be disconnected automatically after two rings. The bank will send you an SMS containing information about your remaining bank account balance.

There are multiple methods to do this and I have mentioned all of them in this article. But ultimately it is your choice to choose the method to check the balance in IDFC FIRST Bank. I am one of the many happy customers of this bank and I hold my primary bank account with this bank. I am so far very satisfied with the banking services which are provided by this bank.

What about you?

You can share your experience with this bank with me and the rest of the readers by commenting down below. Before we proceed to the further part of this article I would like to brief you about the bank where you hold your bank account.

About IDFC First Bank

Logo of IDFC First Bank

Type of the Bank Private Bank
Traded As BSE: 539437
NSE: IDFCFIRSTB
Industry Banking and Financial Services
Predecessor IDFC Bank and Capital First Limited
Founded October 2015
Head Quarters Mumbai, Maharashtra
Chairman (January 2020) Rajiv Lall
MD and CEO (January 2020) Mr. V. Vaidyanathan
Products Consumer banking, Corporate banking, Wholesale banking, Mortgage loans, Private banking, Wealth management, Investment banking
Revenue (2017) ₹85.3272 billion
Operating Income (2017) ₹30.30 billion
Net Income (2017) ₹10.20 billion
Total Assets ₹1.12160 trillion
Number of Employees (July 2018) 7,043
Website www.idfcfirstbank.com
Customer Care Phone Number (toll-free) 1800 419 4332
Customer Care E-Mail ID [email protected]

Methods to Check IDFC FIRST Bank Account Balance

Different Methods to Check IDFC FIRST Bank Account Balance

As I have already mentioned that there are multiple methods that you can follow to perform IDFC FIRST Bank Balance check. Those methods are as mentioned below.

  • IDFC FIRST Bank Missed Call Number. (1800 2700 720)
  • SMS Banking of IDFC FIRST Bank. (BAL to  5676732 or 9289289960)
  • Internet Banking. (my.idfcbank.com/start)
  • And Mobile Banking Application of IDFC First Bank.

Steps to Check IDFC FIRST Bank Balance by Missed Call

Steps to Check IDFC FIRST Bank Balance by Missed Call

In this method you have to give a missed call number from your registered mobile number and you will receive an SMS from the bank stating your bank balance.

But to use this method you have to make sure that your mobile number is registered with your bank account. If you try to make use of IDFC FIRST Bank missed call banking from a mobile number which is not registered with your bank account.

Then you won’t be receiving any response from the bank via SMS.

Requirements to Use Missed Call Banking:

  • Smartphone with your registered mobile number.
  • Active telecom plan to make a phone call.
Steps to Check IDFC FIRST Bank Balance by Missed Call:
  1. Make a call to 1800 2700 720 from your registered mobile number.
  2. Wait for a ring.
  3. You will hear a message “Thank You for Calling IDFC First Bank”.
  4. The bank will send you an SMS which will state your bank balance.

Steps to Check IDFC FIRST Bank Balance by SMS

Steps to Check IDFC FIRST Bank Balance by SMS

If you don’t want to use the missed call banking to check your IDFC FIRST Bank Balance then you can do it by sending an SMS.

But it is mandatory that you need to send the SMS in the pattern mentioned below. And the SMS should be sent from the registered mobile number only.

Requirements to Use SMS Banking:

  • Smartphone with your registered mobile number.
  • Active telecom plan to send SMS.
Steps to Check IDFC FIRST Bank Balance by SMS:
  1. Type and SMS as BAL / BALANCE
  2. And send this SMS to 5676732 or 9289289960.
  3. The bank will send you SMS with your bank balance mentioned.

Steps to Check IDFC FIRST Bank Balance Online Using Internet Banking

Steps to Check IDFC FIRST Bank Balance Online Using Internet Banking

If you want to check your bank account balance online then you should have activated internet banking for your bank account. In case you have not activated internet banking yet then you can do that within a few minutes by visiting the official website of the bank.

Requirements to Use Internet Banking:

  • Fast and secure internet connection.
  • A desktop or laptop computer with antivirus installed.
  • Internet banking username.
  • And internet banking password.
Steps to Check IDFC FIRST Bank Balance Online Using Internet Banking:

Go to the Official Website of the IDFC First Bank

  1. Go to the official website of the IDFC First Bank.
    Click on Customer Login
  2. Click on Customer Login.
    Click on Personal and Business Banking
  3. Click on Personal and Business Banking.
    Enter Username, Password and Click on Login
  4. Enter your IDFC Bank Internet Banking Username, Password and click on Login.
    IDFC FIRST Bank Balance Displayed in Dashboard of Internet Banking
  5. Your bank account balance will be displayed to you in your internet banking dashboard.

Steps to Check IDFC FIRST Bank Balance Online Using Mobile Banking

Steps to Check IDFC FIRST Bank Balance Online Using Mobile Banking

If you are not a fan of using internet banking on a desktop or laptop computer then you can still check your bank balance.

Thinking how?

That is with the help of the official mobile banking application of the IDFC FIRST Bank. But you should be careful when you are installing the mobile banking application on your smartphone.

You should make sure that you always install it from the official links which are provided by the bank. It is always recommended to avoid third-party links to install mobile banking applications.

If you are using an Android smartphone then you should install the application only from the Google PlayStore. And in case you are an iOS device user then you should install it from iTunes only.

Requirements to Use Mobile Banking:

  • Internet data connection.
  • Official mobile banking application installed.
  • Mobile banking username.
  • And the mobile banking password or MPIN.
Steps to Check IDFC FIRST Bank Balance using Mobile Banking:
  1. Open the mobile banking application of the IDFC First Bank.
  2. Enter your username and password or use your fingerprint to log in. (if enabled)
  3. Your bank balance will be displayed to you on the dashboard of the mobile banking application.

Conclusion

These are the 4 methods that you can use to perform IDFC FIRST Bank Balance check. I hope you are clear with all the details mentioned in this article. And you can also check your balance by calling the customer care of the bank on their toll-free number: 1800 419 4332 and talking to the customer care executive. They will ask you a few verification questions like your mother’s name, your area PIN Code, etc. answer them and they will tell you the balance remaining in your bank account.

FAQ: Frequently Asked Questions

How do I check my IDFC account balance?

You can check your balance by giving a missed call to 1800-2700-720 from your registered mobile number.

How do I check my bank statement online IDFC?

Log in to your internet banking account and click on View Transactions button. Select the period of time and click on View Statement Button.

What is the minimum balance in IDFC FIRST Bank?

The minimum balance in IDFC FIRST Bank is Rs. 25,000.

How can I download my IDFC bank statement?

Log in to your internet banking account, click on View Transactions button, choose the time period and click on the Download Statement button to download it in PDF format.

How can I know my IDFC account number?

You can find your IDFC account number mentioned in the welcome kit of your account and also in the internet banking and mobile banking dashboard.

How do I know my IDFC Customer ID?

You can find your IDFC Customer ID mentioned in the welcome kit which you obtained from the bank when you had opened the bank account with them.

How do I activate my IDFC account?

If you want to activate internet banking for your IDFC First Bank then you have to go to the official website of the bank and click on Customer Login and Choose the Create Username option.

Can I open zero balance account in IDFC Bank?

Yes, you can open a zero balance account with IDFC FIRST Bank. But there will be lots of restrictions on the transactions which you can make in your zero balance bank account. For more details we recommend you contact the customer care of the bank or visit their branch which is near to your location.

How do I close my IDFC FIRST Bank Account?

To close your IDFC FIRST Bank account you have to fill the Account Closure Request Form and submit it your home branch.

Where Can I get IDFC FIRST Bank Account Closure Form?

You can download the account closure form from the official website of the bank. And you can also get it from your bank's home branch.

Is IDFC Bank a Good Bank?

Yes, IDFC FIRST Bank is a good bank to hold the bank account. But the minimum balance which you have to maintain your bank account is Rs. 25,000. In fact, IDFC FIRST Bank is one of the best private banks which are operating in India.

Can I open IDFC FIRST Bank account online?

Yes, you can open the IDFC FIRST Bank account online by visiting the official website of the bank. But currently, this option to open an online bank account is available only in few cities of India.

Is IDFC first bank safe?

Yes, IDFC FIRST Bank is quite safe to have the bank account with. But we are not giving any guarantee to you about the safety of your deposits in this bank.