IDFC First Bank is one of the modern banks which we can find in India. Right from the day you open the bank account with his bank, you will start feeling the difference. Even I am one of the account holders or customers of this bank and I am happy with the service quality we get with this bank. When you open your bank account with IDFC First Bank you will be receiving a welcome kit to your residential address in which you will be getting your debit card, (ATM Card) Cheque Book and other paper works. This article will tell you how you can block IDFC First Bank Debit Card if you have lost or misplaced it.
If you have lost your IDFC First Bank ATM Card then you should take immediate action to block the card as soon as possible. If you don’t block the card you may lose the money or balance which you have in your bank account. Most of the debit cards which are issued by this bank support VISA Tap and Pay.
And when the cards have this support you should take serious care of it and should consider not to hand over the card to other people.
What is VISA Tap and Pay? (Contactless Payment)
This feature has nothing to do with the technological advancement of IDFC First Bank, but this is actually a feature or VISA. Here VISA is a company that manages all the transactions that take place with the help of your debit card or ATM Card.
This feature lets you pay your bills by just taping the card on the POS machines. As soon as you tap the card the money will be automatically debited from your bank account.
The POS machine will not ask you to enter your ATM PIN number to carry out the transaction. The maximum amount is Rs. 2,000 if the amount is more than Rs. 2,000 then you will have to enter your ATM PIN number.
It will be correct if we call it a contactless payment feature than tap and pay. If you want to know more than you can read more about VISA Contactless Payments here.
How can Contactless Payment Harm your Lost IDFC First Bank ATM Card?
We have already discussed that the payment will be done without entering the ATM PIN number up to Rs. 2,000. So think that some stranger has got your lost card.
He or she will go to any shop which supports electronic payments via POS Machines. He will make any purchase or transactions of under Rs. 2,000 and use your card to make the payments. The stranger will just tap your card on the POS machine and the payment will be successful. Here you will be losing your money.
How to Avoid this Loss of Money through Lost Debit Card or ATM Card?
Now we know what will happen if you have lost IDFC First Bank Debit Card. You are ultimately going to lose the money you have in your bank account. But what is the solution to this problem?
What should you do to safeguard your account balance?
All you have to do is block IDFC First Bank Debit Card if in case you have lost or misplaced it somewhere. I will tell you how you can block your lost card with ease and quickly. Keep reading this article to know how you can block your lost ATM Card.
Note: You should never share your ATM Card or debit card number, PIN and CVV number with anyone. And no one from the bank will ask you for these details ever. If you receive a call asking for your account details or card details then don’t provide them any details.
When to Block your IDFC First Bank Debit Card?
You should consider blocking your card immediately in the below-mentioned cases,
- If you have lost or misplaced your card.
- If your card details are exposed to someone.
- In case of unauthorized transactions happening with your debit card.
- How to Block IDFC First Bank Debit Card or ATM Card?
- How do I Block my IDFC First Bank Debit Card?
- How do I Unblock my IDFC Debit Card?
- How can I use my debit card in ATM first time?
- How do I Activate my IDFC First Bank Debit Card?
- Can You use a Debit Card at an ATM?
- What are the different types of debit cards?
- How can I withdraw money from ATM without pin?
- How do I create a PIN for my debit card?
- How do you withdraw money from a debit card?
- How do I contact IDFC Bank?
- Can someone use my ATM card without my PIN?
How to Block IDFC First Bank Debit Card or ATM Card?
So let’s come to the main matter of the day and that is how can you block IDFC First Bank Debit Card/ATM card? There are multiple methods that you can follow to block your debit card. I have mentioned them all below.
Choose the method which you feel is good for you but make sure you immediately block your lost debit card.
- Blocking IDFC ATM Card by Calling the Customer Care.
- Blocking IDFC ATM Card by E-Mail.
- Blocking IDFC ATM Card Online through Internet Banking.
- Blocking IDFC ATM Card by IDFC Mobile Banking Application.
- Blocking IDFC ATM Card by Visiting Branch.
I have discussed these methods one by one in the further part of this article.
The customer care executive will be asking you some questions to verify if you are the real owner of the bank account. They will be asking you details like your name, mother’s name, father’s name, bank account number etc. Make sure to answer those questions correctly.
This method to block your lost card is not the fastest one, so I recommend you to try using the other methods. Because the bank officials need to read your E-Mail, then verify the details you have mentioned. After that, they will block your debit card.
But if you want to block the card via E-Mail only then make sure that you send the E-Mail from your registered E-Mail address only.
There are two options to block the card in IDFC First Bank’s Internet Banking and they are, permanent and temporary. Choose the right option for your card.
Visiting the bank branch will take time so it is recommended to follow the other methods and get your card blocked as soon as possible.
The tutorial video is created by YouTube Channel Techie Raj
These are the methods that you can follow to block IDFC First Bank Debit Card. Follow the method which you feel is best for you. But make sure that you block your lost debit card or ATM card as soon as possible. If you have any questions then you can comment down below.