How to Block IDFC First Bank Debit Card?

IDFC First Bank is one of the modern banks which we can find in India. Right from the day you open the bank account with his bank, you will start feeling the difference. Even I am one of the account holders or customers of this bank and I am happy with the service quality we get with this bank. When you open your bank account with IDFC First Bank you will be receiving a welcome kit to your residential address in which you will be getting your debit card, (ATM Card) Cheque Book and other paper works. This article will tell you how you can block IDFC First Bank Debit Card if you have lost or misplaced it.

If you have lost your IDFC First Bank ATM Card then you should take immediate action to block the card as soon as possible. If you don’t block the card you may lose the money or balance which you have in your bank account. Most of the debit cards which are issued by this bank support VISA Tap and Pay.

And when the cards have this support you should take serious care of it and should consider not to hand over the card to other people.

What is VISA Tap and Pay? (Contactless Payment)

This feature has nothing to do with the technological advancement of IDFC First Bank, but this is actually a feature or VISA. Here VISA is a company that manages all the transactions that take place with the help of your debit card or ATM Card.

IDFC Fist Bank Contactless Debit Card

This feature lets you pay your bills by just taping the card on the POS machines. As soon as you tap the card the money will be automatically debited from your bank account.

The POS machine will not ask you to enter your ATM PIN number to carry out the transaction. The maximum amount is Rs. 2,000 if the amount is more than Rs. 2,000 then you will have to enter your ATM PIN number.

It will be correct if we call it a contactless payment feature than tap and pay. If you want to know more than you can read more about VISA Contactless Payments here.

How can Contactless Payment Harm your Lost IDFC First Bank ATM Card?

We have already discussed that the payment will be done without entering the ATM PIN number up to Rs. 2,000. So think that some stranger has got your lost card.

He or she will go to any shop which supports electronic payments via POS Machines. He will make any purchase or transactions of under Rs. 2,000 and use your card to make the payments. The stranger will just tap your card on the POS machine and the payment will be successful. Here you will be losing your money.

How to Avoid this Loss of Money through Lost Debit Card or ATM Card?

Now we know what will happen if you have lost IDFC First Bank Debit Card. You are ultimately going to lose the money you have in your bank account. But what is the solution to this problem?

What should you do to safeguard your account balance?

All you have to do is block IDFC First Bank Debit Card if in case you have lost or misplaced it somewhere. I will tell you how you can block your lost card with ease and quickly. Keep reading this article to know how you can block your lost ATM Card.

Note: You should never share your ATM Card or debit card number, PIN and CVV number with anyone. And no one from the bank will ask you for these details ever. If you receive a call asking for your account details or card details then don’t provide them any details.

When to Block your IDFC First Bank Debit Card?

You should consider blocking your card immediately in the below-mentioned cases,

  • If you have lost or misplaced your card.
  • If your card details are exposed to someone.
  • In case of unauthorized transactions happening with your debit card.

How to Block IDFC First Bank Debit Card or ATM Card?

IDFC First Bank Debit or ATM Card

So let’s come to the main matter of the day and that is how can you block IDFC First Bank Debit Card/ATM card? There are multiple methods that you can follow to block your debit card. I have mentioned them all below.

Choose the method which you feel is good for you but make sure you immediately block your lost debit card.

Block IDFC First Bank ATM card

  • Blocking IDFC ATM Card by Calling the Customer Care.
  • Blocking IDFC ATM Card by E-Mail.
  • Blocking IDFC ATM Card Online through Internet Banking.
  • Blocking IDFC ATM Card by IDFC Mobile Banking Application.
  • Blocking IDFC ATM Card by Visiting Branch.

I have discussed these methods one by one in the further part of this article.

Steps to Block IDFC First Bank Debit Card by Calling the Customer Care:

IDFC First Bank Customer Care

Step 1: Call the customer care of IDFC First Bank on their toll-free number: 1800 419 4332.

Step 2: Chose the IVR option to block your lost debit card.

Step 3: Get your call connected to talk with the customer care executive of the bank by selecting the right IVR options.

Step 4: Tell the customer care executive that you have lost your debit card.

Step 5: Provide them the 16 digits card number which you want to block.

Step 6: Answer the verification questions and your card will be immediately blocked by them.

The customer care executive will be asking you some questions to verify if you are the real owner of the bank account. They will be asking you details like your name, mother’s name, father’s name, bank account number etc. Make sure to answer those questions correctly.

Steps to Block IDFC First Bank Debit Card by Email:

IDFC First Bank E-Mail Address

Step 1: Write an E-Mail stating that you have lost your debit card and want to block the same.

Step 2: Mention the details like your debit card number, bank account number, bank account holders name.

Step 3: Send this E-Mail to [email protected]

This method to block your lost card is not the fastest one, so I recommend you to try using the other methods. Because the bank officials need to read your E-Mail, then verify the details you have mentioned. After that, they will block your debit card.

But if you want to block the card via E-Mail only then make sure that you send the E-Mail from your registered E-Mail address only.

Steps to Block IDFC ATM Card Online through Internet Banking:

IDFC First Bank Internet Banking

Step 1: Go to the official website of the IDFC First Bank.

Enter Internet Banking Username and Password

Step 2: Enter your Username and Password of Internet Banking.

Click on Debit Card

Step 3: Click on Debit Card which you will find in the sidebar of the interface.

Step 4: Click on Block/Unblock Cards.

Step 5: Select the debit card you want to block.

Click on Temporarily or Permanent to Block IDFC First Bank Debit Card

Step 6: Click on Proceed under Temporary or Permanent.

Step 7: Enter the OTP you will receive on your registered mobile number.

Step 8: Click on Proceed and Follow the on-screen instructions.

There are two options to block the card in IDFC First Bank’s Internet Banking and they are, permanent and temporary. Choose the right option for your card.

Steps to Block IDFC First Bank Debit Card by Mobile Banking:

Step 1: Open the mobile banking application of IDFC First Bank.

Step 2: Log in to your bank account by using your internet banking details or mPIN or Fingerprint.

Click on Settings

Step 3: Tap on Settings from the upper left corner.

Click on Block or Unblock Debit Card

 

Step 4: Tap on Debit Card.

Step 5: Tap on Block or Unblock Card.

Block ATM Card using Mobile Banking Application

Step 6: Choose between block temporarily or block permanently.

Step 7: Follow the on-screen instructions.

Step 7: Tap on Block and your card will be blocked by the bank.

Steps to Block IDFC First Bank Debit Card by Visiting Branch:

Step 1: Visit any branch of IDFC First Bank which is near to your location. (Home Branch is Prefered)

Step 2: Inform the bank officials that you have lost your ATM Card.

Step 3: Provide the debit card number to block the card and your card will be blocked.

Visiting the bank branch will take time so it is recommended to follow the other methods and get your card blocked as soon as possible.

Video Tutorial to Block IDFC First Bank ATM Card

The tutorial video is created by YouTube Channel Techie Raj

Conclusion

These are the methods that you can follow to block IDFC First Bank Debit Card. Follow the method which you feel is best for you. But make sure that you block your lost debit card or ATM card as soon as possible. If you have any questions then you can comment down below.

FAQ: Frequently Asked Questions about IDFC First Bank Debit Card

How do I Block my IDFC First Bank Debit Card?

There are 5 methods that you can follow to block your lost IDFC First Bank Debit Card. You can block it with the help of internet banking, mobile banking, visiting the home branch, calling the customer care and by sending an E-Mail to the bank.

How do I Unblock my IDFC Debit Card?

IDFC First Bank allows their account holders to unblock the debit card. You can unblock the card with the help of internet banking and also mobile banking. To unblock your IDFC First Bank Debit card, login to your internet banking account. Click on Debit Card and then click on Block/Unblock debit card.

How can I use my debit card in ATM first time?

In case of IDFC First Bank ATM Card you can use it normally, once you have activated your ATM Card with the help of internet banking or mobile banking application. There is no special way to use your debit card in the ATM machine for the first time. Just dip in your card and enter your PIN number and you are good to go with the ATM machine transaction.

How do I Activate my IDFC First Bank Debit Card?

You can activate your IDFC First Bank debit card by using the internet banking function of the bank by visiting the official website of the bank or using the IDFC First Bank Mobile Banking Application.

Can You use a Debit Card at an ATM?

Yes, you can use your debit card at any ATM machine. Because the ATM Card and Debit Card are one and the same. There is no difference between a debit card and an ATM card.

What are the different types of debit cards?

Basically, there are two major types of debit cards and they are domestic cards and international debit cards. In the case of domestics debit cards you can use it only in India whereas in the case of international debit cards you can use it in any of the ATM machines, POS machines and E-Commerce websites across he world.

How can I withdraw money from ATM without pin?

There is no option to withdraw money from ATM without entering your ATM PIN number at IDFC First Bank currently. You will have to enter the PIN Number if you want to make any kind of ATM transaction with your IDFC First Bank card.

How do I create a PIN for my debit card?

You can create 4 digits PIN for your IDFC First Bank debit card with the help of the internet banking and mobile banking application of the bank. You will have to enter the OTP you receive on your registered mobile number in order to create PIN for your ATM Card or Debit Card.

How do you withdraw money from a debit card?

To withdraw money from your IDFC First Bank Account with the help of a debit card. You will have to insert your debit card into the ATM machine, enter your 4 digits ATM PIN, choose cash withdrawal function.

How do I contact IDFC Bank?

If you want to contact IDFC First Bank then you can do that by calling them on their toll-free number: 1800 419 4332.

Can someone use my ATM card without my PIN?

The answer to this question is in some cases, yes and in some cases no. It depends upon the type of debit card you have with you. If you have a domestic only debit card then the chances are very less that someone can use your ATM card without your PIN number. But if you have a contactless international card then yes, it can be used without your ATM Pin number up to a transaction of Rs. 2,000.