How to Check Jammu & Kashmir Bank Account Balance?

To know your J&K Bank account balance you have to give a missed call to 18001800234 from your registered mobile number. The bank will instantly send you an SMS containing the details of your remaining account balance.

There are many other methods that can be used to check Jammu & Kashmir Bank account balance other than giving a missed call. You can use your bank passbook to check your balance. For that, you have to visit the home branch of J&K Bank personally.

But if you don’t want to visit the home branch then you can make use of your ATM card. All you have to do is visit any ATM center and use it. These two are the offline methods to know the balance. There are online methods as well for which you don’t have to move out of your balance to know the balance.

I have explained all the online and offline methods that can be used to check the balance. When I say online what is mean is using the internet connection. And when I say offline what I mean is visiting your home branch or an ATM machine.

About Jammu & Kashmir Bank

Jammu and Kashmir Bank Logo

Type of Bank Public Sector Bank
Founded in Year 1 October 1938
Headquarters of the Bank Srinagar, Jammu and Kashmir, India
Chairman R.K Chibber
Managing Director Zubair Iqbal
Revenue (2017) Rs. 7,178.66 crore
Operating Income (2017) Rs. 1,294.34 crore
Net Income (2017) Rs. -1,632.29 crore
Total Assets (2017) Rs. 2,018.67 crore
Number of Employees (2019) 12,603
Number of Branches 958
Customer Care Email ID [email protected]
Customer Care Phone Number 1800 1800 234
Official Website of the Bank www.jkbank.com

Methods to Check Jammu & Kashmir Bank Account Balance

Jammu and Kashmir Bank Account Balance

All the online and offline methods that can be used to check J&K bank account balance are as mentioned below.

ATM Machine

Steps to Check J&K Bank Balance using ATM Machine:
  1. Visit the ATM machine which is nearest to your location.
  2. Insert your ATM card.
  3. Select the Language in which you would like to use the ATM machine.
  4. Enter your ATM PIN number.
  5. Now select the balance enquiry option from the ATM screen.
  6. Select the type of your J&K Bank account.
  7. Your remaining account balance will be displayed to you on the screen.
  8. If you wish you can also take a printed receipt of the same.

Bank Passbook

Steps to Check J&K Bank Balance using Bank Passbook:
  1. Take your Jammu and Kashmir Bank account passbook.
  2. Visit your home branch.
  3. Go to the bank passbook printing counter.
  4. Sumit your passbook for printing.
  5. You can find your remaining account balance printed on the last transaction line printed in the passbook.

Internet Banking

Steps to Check J&K Bank Balance using Internet Banking:
  1. Visit the official website of the Jammu and Kashmir Bank.
  2. Click on the e-Banking login button.
  3. Select between retail login or corporate login.
  4. Enter your User ID and click on the login button.
  5. On the next page, you have to enter your internet banking or E-Banking password.
  6. Once you have successfully logged in into your E-Banking account the remaining account balance will be displayed to you.

Mobile Banking

Steps to Check J&K Bank Balance using Mobile Banking:
  1. Download and Install J&K Bank mPAY on your smartphone.
  2. Open the mobile banking application.
  3. Enter your User ID and tap on the login button.
  4. Once you have logged in into your account tap on accounts.
  5. Tap on the Balance Enquiry option.
  6. Select the bank account whose balance you want to check.
  7. The remaining balance of the selected account will be displayed to you on your smartphone screen.

Calling Customer Care

Steps to Check J&K Bank Balance by Calling Customer Care:
  1. Call the customer care of the bank on their toll-free number: 1800 1800 234.
  2. Select the language in which you would like to interact.
  3. Press 2 to know your bank account information.
  4. Now enter your 16 digits bank account number or ATM card number followed by the # key.
  5. The IVR system will speak out your remaining account balance.

Conclusion

These are various methods that can be followed by the J&K Bank account holders to check their remaining account balance. If you are facing any issues then you can talk to the customer care executive of the bank by calling them. Never share your account details like username, password, OTP, etc. with anyone.