How to Stop Cheque Payment in Indian Overseas Bank?

The banks in India allow you to stop the payment of the cheque you have issued. But you should ensure that you have a proper reason to do it. And at the same time, the payment can b stopped only if the cheque is not yet cleared. You need to provide the cheque number to the bank, use your cheque book to find the number. This guide will help you to stop cheque payment in Indian Overseas Bank.

Methods to Stop Cheque Payment in Indian Overseas Bank

Steps to Stop Cheque Payment in Indian Overseas Bank

There are both online methods and offline methods to stop the payment. All the methods have been explained below. You can choose anyone and follow the instructions.

Using Mobile Banking App

Steps to Stop Cheque Payment in Indian Overseas Bank Using Mobile Banking:
  1. Download and Install the official mobile banking application of Indian Overseas Bank.
  2. Open the application.
  3. Enter your Username and Password to login into the app.
  4. The dashboard of the app will be opened.
  5. Tap on “Service Requests”.
  6. Select “Stop Cheque Payment”.
  7. Enter the cheque number.
  8. Check if all the details entered by you are correct to your knowledge.
  9. Tap on the “Submit” button to send your request to the bank.

Using Internet Banking

Steps to Stop Cheque Payment in Indian Overseas Bank Online:
  1. Visit the official website of the Indian Overseas Bank.
  2. Click on “Digital Banking”
  3. Select “Internet Banking” from the digital banking menu.
  4. Read the customer awareness tips carefully.
  5. Click on the “Continue to Login” button.
  6. Select Personal Banking or Corporate Banking as per your requirement.
  7. Enter your Login ID and Password.
  8. Solve the captcha and click on the login button.
  9. Click on Service Requests → Stop Cheque Payment → Enter the Cheque Number and Click on the Submit button.

By Visiting Home Branch

Steps to Stop Cheque Payment in Indian Overseas Bank by Visiting Home Branch:
  1. Visit your Indian Overseas Bank home branch.
  2. Carry your bank passbook or any identity proof document. (PAN Card or Aadhaar Card)
  3. Go to the help desk at your branch.
  4. Tell the bank officials that you want to stop the payment of the cheque you have issued.
  5. Provide the cheque number to the officials.
  6. Show your passbook or the identity proof document.
  7. The bank officials will check the status of the cheque.
  8. If the cheque is not passed yet then you will be asked the reason why you want to stop the payment.
  9. Tell the officials your reason and the request will be taken.

Conclusion

These are the 3 methods that can be followed by you. You should note that the bank might charge you for this service. So I recommend you to contact the bank on their customer care number 1800 425 4445. And speak with the customer care executive for more information.