If you have an SBI credit card with you then you can shop now and pay the bills later. In the same way, you can also withdraw money from your card. In this guide, I will tell you how you can check SBI Credit Card Cash Limit online and by sending an SMS.
The cash limit of every card differs from one another. This limit is assigned to every card on the basis of internal assessment of the cardholder that is the company. So there is not much that the cardholder can do to increase or decrease this limit.
You should also keep in mind that there are cash withdrawal fees that you have to pay. This fee is charged every time you withdraw money out of your SBI Credit Card. So it is recommended that you use the cash limit only when it is necessary.
In fact, I have heard the officials of the SBI telling people not to use it for cash withdrawal. I am still not very clear why they tell this to the customers. You should also know that credit cards are not managed by the State Bank of India. They are managed by a subsidiary company by the name of SBI Card.
Methods of Checking Cash Limit of State Bank of India Credit Card
Choose any one method and follow the instructions given below to check your cash withdrawal limit.
Using the Official Website of SBI Card
- Visit the official website of SBI Card.
- Click on the “Login” button.
- Enter your account details and proceed with the login process.
- Look for the “Account Summary” section in the dashboard.
- Your total and available cash limit will be mentioned there.
By Sending an SMS
- Type an SMS as AVAIL XXXX
- Replace XXXX with the last 4 digits of your SBI Credit Card.
- Send this SMS to 5676791 using your registered mobile number.
- You will receive an SMS from SBI Card with the details of your available credit card’s cash limit.
Conclusion
If you have multiple cards then you can choose your card from the drop-down menu. This menu is displayed when you login into the official website of SBI Card. And in case you are using the SMS method. Then mention the last 4 digits of the card whose cash limit you want to check. Your add-on card shares the limit of your primary card. For more details, you can call the customer care of the company.