Bank accounts are a necessary part of our life these days. Our financial life can be really hard if we don’t have a bank account. But when the account holder does not do any transaction using the account for a long period of time. The bank account turns into a dormant account. In this guide, I will tell you how you can reactivate your dormant account in Suryoday Small Finance Bank.
Normally these days have multiple accounts with multiple banks and ultimately it gets hard to manage them all. This is the reason why people neglect their extra bank accounts. The end result of this is the account’s status changes to inactive.
In fact, this process of changing the status of the unused bank accounts to dormant is done by the banks for the safety of the account holders. This is done to make sure that the bank accounts are misused by any unauthorized person.
Can the Customer Request the Bank to Reactivate the Account?
Yes, the customer can request the bank by writing an application letter. The banks usually acknowledge the request and activate the account.
Is my Account Balance Safe?
Yes, your bank account balance will be safe in the account and you withdraw it later if you wish. Provided your account has not been accessed by anybody other than you.
- Write an application letter.
- The letter you are writing should address the branch manager of your Suryoday Small Finance Bank.
- The subject of the letter should be “Request to Reactivate Dormant Account”.
- Further mention your bank account number, and the reason why you did not use your account for so long.
- Here you have to assure your branch manager that you will not ignore your account again for a long period of time.
- Now select any one of your identity proof documents and get a clear photocopy.
- Make your signature on the photocopy and attach it with your application letter.
- Visit your Suryoday SFB’s home branch and submit the application to the bank officials.
Conclusion
This is how you can request the bank to reactivate your bank account. Please make sure that you never share your account details with anyone. No one from the bank will ever call you asking for such details. And if you need further help then you can call the customer care of the bank.